Retirement planning is about having a product or a plan that will gives you a stream of guaranteed income when you retired, no matter where you are, what you do or what condition you are in. (more…)
The government’s circuit breaker measures will start tomorrow. Most shops will be closed, dining establishments which are open will only offer take outs or delivery. Most of us will be working from home while our students will start home based learning the day after.We are entering a very difficult phase. If we cannot flatten the COVID-19 curve, we will end up with DORSCON Red. We do not want that, do we? Please follow the measures so we can overcome this COVID-19 pandemic together. I know it is very difficult but our best contribution in this fight is to STAY HOME. For the elderly, this is most advisable – Senior Minister Goh Chok Tong (06 April 2020)
Many workplaces in Singapore have implemented work-from-home (WFH) measures as to lower human traffic in Singapore. In order to further reduce the risk in local transmission of COVID-19, Covid-19 Circuit-Breaker measures had been implemented. During Covid-19 Circuit-Breaker period, many companies and businesses must conduct their business and services through telecommuting from home. (more…)
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I hope you and your loved ones are well in these extraordinary times. Due to Covid-19 many companies had been asked by Ministry of Manpower to adopt flexible-work or work from home (WFH) only arrangements, including my business. Let us stay safe and united to keep business as usual, we are all in this together. And most importantly is to stay healthy while we are working from home (WFH) during this pandemic period. (more…)
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Very often financial consultant generally encourage you to set aside 6 months’ worth of your living expenses as a personal and/or family emergency fund, in case unforeseen situation happened in your life. But is 6 months of emergency fund really enough during Covid-19 pandemic? (more…)
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Once I meet up with a prospect who just got married, and so I asked how is marriage life? He gave an unforgettable replies, “do you know what woman and insurance have in common? They are both expensive and difficult to understand.” I have to agree to my prospect and told him that if he know how to treat them right, he will receive more than he gives for both, and this is how I (more…)
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Once I meet up with a prospect who just got married, and so I asked how is marriage life? He gave an unforgettable replies, “do you know what woman and insurance have in common? They are both expensive and difficult to understand.” This is part 2 of the original Top 5 Mistakes When Buying Insurance in Singapore part 1 article on Top 5 mistakes when buying insurance in Singapore. (more…)
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Have you ever heard yourself or heard someone feedback that they had obtain the wrong life insurance policies? I have been in insurance industry for more than 10 years and I had met with many different prospects, heard and handled many objections and reason on why they do not require insurance, this reminds me of a joke; “I was trying to educate life insurance policy to a prospect, and explain the importance in having adequate life insurance coverage, who kept insisting to me that his wife could always get remarried. Finally, I blurted out ‘have you looked at her lately?’ He took the policy …” (more…)
As a parent, have you ever wondered how to educate your children to be financially smart at a young age, and grow up with better money management skills? Would you like to have your children better off with their financial management and understand that money had to be earned and many ways in earning it? Are you aware that these are skills that your children are not being taught in schools, and this is why financial education is an important knowledge to teach your children? Children are fast learners as they are curious in everything. You might be surprise, (more…)
Here are some useful tips for your financial planning, before year end, and help you on your money management for the coming new year. Have you ever felt you always have limited resources (money) and until now you still have not gone to that dream vacation of yours? Take a look at the following tips, hope it will help you better manage your finances.
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